26 Jun Podcast: Finance File – FHB Solo Purchase with No LMI at 95%
This week on You Have My Interest, we break down a real first home buyer scenario to show how government initiatives can help make homeownership possible. We share the journey of a 32-year-old nurse unit manager in Victoria who purchased her first property using the First Home Buyer Government Guarantee Scheme, avoiding lenders’ mortgage insurance, and explored eligibility for both this and the First Home Owner Grant.19 Jun Podcast: Deep Dive – BNPL Reforms and Borrowing Capacity Impact
In this episode of You Have My Interest, we take a deep dive into the new regulations affecting Buy Now Pay Later (BNPL) services in Australia and what they mean for everyday consumers. From 10 June, providers like Afterpay and Zip must operate as regulated credit products. This means holding an Australian credit licence, performing checks on new applicants, and reporting repayments and missed payments to credit bureaus.22 May Podcast: Deep Dive – RBA Cash Rate and Election Impacts on Housing and Interest Rates
In this week's episode of You Have My Interest, Evelyn unpacks the recent RBA cash rate cut and what it means for mortgage repayments, borrowing power, and future interest rate expectations.
15 May Podcast: Guest – Money Mindset and Future Financial Planning with Terry from Cashflow Co. Part 2
In this week’s episode, we bring you Part Two of our interview with Terry from Cashflow & Co. This part of the conversation explores how understanding and engaging with money can positively influence your decision-making and reduce financial stress.
08 May Podcast: Guest – Money Mindset and Future Financial Planning with Terry from Cashflow Co. Part 1
This week on You Have My Interest, we’re joined by Terry from Cashflow Co for part-one of a two-part episode diving deep into the psychology of money, attachment styles, and why traditional budgeting might be keeping you stuck.
17 Apr Podcast: Finance File – FHB’s 3-Year Journey to Purchasing with Foreign Income
In this episode of You Have My Interest, we’re diving into a real-life case study of first home buyers navigating a complex lending scenario.
10 Apr Podcast: Guest – How to Pay a Deposit on a House – with Mitch Perry
In this week’s episode of You Have My Interest, we’re diving into all things deposits – a term that’s often misunderstood in the property world.
04 Apr Podcast: Deep Dive: LVR Explained (Loan to Value Ratio)
In this episode of You Have My Interest, we’re diving into Loan to Value Ratios (LVR) - a key factor in lending decisions. I’ll break down what LVR is, how to calculate it, and why it matters when applying for a mortgage or refinancing.
26 Mar Podcast: Q&A – Average Australian’s Savings, Spending & Debt Levels by Gender, Income & Location
In this episode, we’re diving into a requested topic of the latest Australian debt statistics, unpacking the average debt levels across different generations and debt types.