In this episode Evelyn and Maddie sit down with Ravi Sharma, an influential name in Australian real estate and a finalist for the REB's Buyer's Agency of The Year (2023) and Rising Star Finalist Award (2023). Ravi, with his down-to-earth wisdom, shares key things to know about buying your first home, investing in properties, and understanding the ins and outs of the Australian property market. Whether you're just starting your home buying journey or you're an old hand at property investing, this episode has something for you! Ravi is founder of SearchProperty, for more check out www.searchpropertyau.com.au. Hear from from Ravi on his YouTube channel 'Personal Finance with Ravi Sharma' and contact him directly at Ravi@searchpropertyau.com.au.

In this Q&A episode, our hosts Maddie and Evelyn sit down with Phil Thompson, a seasoned financial planner from Melbourne. The Q&A is centered around a topic that's crucial but often overlooked - personal insurance. Throughout the discussion, they navigate the four cornerstones of personal insurance: life insurance, income protection insurance, total and permanent disability (TPD) insurance, and trauma insurance. With Phil's in-depth knowledge, listeners are offered a deep understanding of the purpose and benefits of each type of insurance. Phil highlights the critical role of sufficient coverage in protecting not just oneself but also loved ones, in terms of financial stability. He also sheds light on key factors one should consider when selecting personal insurance, such as age, health, occupation, dependents, and long-term financial goals. This episode serves as a rich resource for anyone seeking to make well-informed decisions about their personal insurance requirements. Inspired to reevaluate your personal insurance needs? Connect with Phil Thompson and his dedicated team at Skye Financial Services. Website: https://www.skye.com.au/ Instagram: https://www.instagram.com/skye.wealth/ Email: phil@skye.com.au
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