29 Aug

Posted at 09:50h in Blog, Podcast by
3 Likes
The Federal Government has announced that the expanded 5% deposit Home Guarantee Scheme will now start on 1 October 2025 - three months earlier than planned. This means no income caps, no limit on places, and higher property price caps across the country. But what does this mean for you as a buyer? And could this actually fuel house price growth just as the spring property market ramps up? In this episode, Evelyn breaks down:
  • ✅ The exact changes from October 1 (price caps, unlimited places, 5% deposit, no LMI).
  • ✅ How this could impact house prices in the short vs the long term.
  • ✅ An action plan for First Home Buyers to be “Oct-1 ready.”
  • ✅ Myths and risks you must understand before diving in.

21 Aug

Posted at 11:37h in Blog, Podcast by
3 Likes
In this Deep Dive episode of You Have My Interest, we unpack the big changes coming to the First Home Buyer Government Guarantee Scheme from 1 October 2025. These updates include the removal of income caps and significant increases to property price caps across Australia, meaning more buyers will be eligible to purchase with just a 5% deposit, avoid Lenders Mortgage Insurance (LMI), and access competitive home loan rates. We break down what these updates mean in practice and explore how they could impact first home buyers, increase market activity, and potentially shift property prices. With 1 Oct right around the corner, now is the perfect time to start planning ahead and getting ready to make your move. Whether you’re planning to buy soon or want to understand how the scheme could affect the housing market, this episode is packed with insights to help you prepare.
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