Investing through a super fund isn’t just about managed funds or shares. You can tap into property investment and use an SMSF loan, a Limited Recourse Borrowing Arrangement, to buy real estate through your Self-Managed Super Fund. This strategy unlocks portfolio diversification and concessional tax benefits...
Melbourne’s property market is known for steady growth, diverse suburbs and a mix of inner-city buzz and leafy streets. Many buyers eye a second or third property here for rental income, extra space, a weekend retreat, or simply to purchase another family home. But costs rise,...
Buying a home is a major milestone, and for many Australians, getting there means navigating Lenders Mortgage Insurance (LMI). If your deposit is under 20%, chances are you've heard of it. But what does it actually mean for your loan, your budget, and your options? In...
Finding one of the best suburbs in Melbourne with good schools means looking beyond just shops or transport connections. For many families, it comes down to access to the best schools in the city. In 2025, with more parents prioritising education over convenience, there's a growing...
Welcome to St Kilda, Melbourne’s iconic beachside suburb packed with sun, snacks, street art, and adorable creatures. Nestled on the edge of Port Phillip Bay, it’s where locals go to unwind, tourists snap their best selfies, and everyone finds their favourite spot. From historic amusement parks...
Reverse mortgages are a special kind of loan that lets homeowners convert part of the value of their homes into extra cash without leaving the comfort of their property. For Melbourne seniors, this can be an appealing way to cover daily costs, and medical bills,...
Retirement in Melbourne is about finding the right mix of lifestyle, community, and convenience. From leafy streets to beachside suburbs, there’s a perfect spot for every retiree’s dream. The best Melbourne suburbs for retirees offer a blend of relaxed lifestyles, vibrant communities, and easy access...
Melbourne homeowners are increasingly turning to home makeovers to refresh their spaces and boost property value. From a fresh coat of paint to a complete home overhaul, more and more people are embracing the idea of improving their homes to match their evolving lifestyle and...
Home loan refinancing means replacing your current mortgage with a new one that better fits your needs. It can help lower your interest rate, cut monthly repayments, or unlock equity from your property. In Melbourne’s current market, where values have risen across many suburbs, refinancing can...
A variable rate home loan comes with an interest rate that changes over time, often lowering loan repayments when market rates drop. This flexibility makes it a smart choice for many Melbourne buyers, especially first-home buyers, looking to reduce upfront costs, make extra repayments, and...