In this Deep Dive episode of You Have My Interest, we unpack the big changes coming to the First Home Buyer Government Guarantee Scheme from 1 January 2026.These updates include the removal of income caps and significant increases to property price caps across Australia, meaning more buyers will be eligible to purchase with just a 5% deposit, avoid Lenders Mortgage Insurance (LMI), and access competitive home loan rates.We break down what these updates mean in practice and explore how they could impact first home buyers, increase market activity, and potentially shift property prices. With 2026 right around the corner, now is the perfect time to start planning ahead and getting ready to make your move. Whether you’re planning to buy soon or want to understand how the scheme could affect the housing market, this episode is packed with insights to help you prepare.
