Buying soon or already have a loan? Most South East Melbourne borrowers make at least one of these. Read the list, then let Evelyn check your situation for free.
Check my loan for free
Each application leaves a credit enquiry on your file. Several close together can look like you've been knocked back elsewhere, and the next lender may say no.
How we fix it: We pick the right lender first, so you only apply once.
Every lender treats income, expenses and debts differently, so the same person can get very different limits. Shop to one figure and you could aim too low or miss the right home.
How we fix it: We compare your borrowing power across 60+ lenders.
Package fees, ongoing charges and loan features change the real cost. A slightly lower rate can still cost more over the life of the loan.
How we fix it: We compare the full cost, not just the headline rate.
Most lenders won't let an offset reduce interest on a fixed rate. Fix all of it and your savings stop working for you for the whole fixed term.
How we fix it: We set up a split so your offset keeps working.
Lenders often give new customers sharper rates than existing ones. If you never review, you can pay more each month for the same loan.
How we fix it: We review your loan and tell you plainly if switching is worth it.
"With Evelyn by my side, I felt confident in my decisions."
"Helped us secure the most competitive conditions for our new package."
"I had tried previously with two mortgage brokers who were unsuccessful."
New or existing home loan, it's free and no obligation. Leave your details and Evelyn will call you back.
In this call, we will deep dive into your goals, current financial position, and walk you through the next steps to hit the ground running.
Evelyn's team will call you shortly. If it's urgent, call 03 7036 3356.
General information only. This page does not take into account your objectives, financial situation or needs. Ever Lend Pty Ltd ACN 625 080 515 is authorised under LM Broker Services Pty Ltd Australian Credit Licence 517192.
Ever Lend Pty Ltd ACN 625 080 515 is authorised under LM Broker Services Pty Ltd Australian Credit Licence 517192.
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The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.
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